Equifax Cyber Security Incident

On July 29, 2017 Equifax discovered that attackers exploited a U.S. website application vulnerability to gain access from mid-May through July 2017 to certain data files. On September 7, 2017 they announced to the public that a cyber security incident impacting approximately 143 million U.S. consumers occurred.  According to their statement the incident also impacted residents of the UK and Canada.

To put this into perspective the incident impacted approximately 44% of the U.S. population. The information accessed includes:

  • Names
  • Social Security Numbers
  • Birth Dates
  • Addresses
  • Drivers License numbers

In addition some 209,000 consumers had their credit card numbers accessed; as well as some 182,000 had some dispute documentation accessed.

Here is a video statement by the CEO:

The company is offering a year of credit monitoring to consumers, whether or not they were impacted by this incident.


Links to sites and more information:

They have also set up a website with their full statement and more information: www.equifaxsecurity2017.com

They have a site where you can enter in your last name, and the last 6 digits of your social security number to see if you may have been impacted:  https://www.equifaxsecurity2017.com/potential-impact/

Here is the link to the FTC page on placing a Fraud Alerts on your account:  https://www.consumer.ftc.gov/articles/0275-place-fraud-alert




8 thoughts on “Equifax Cyber Security Incident

  1. So, I just left the Equifax website. Given the info that I put in, their reply was that I personally was not effected by this breach. Good news. Everyone should do that, but don’t sign up for their security program. If you do, and later you find out that you were indeed part of this hack, then you cannot join in on the class action lawsuit that’s surely coming.


    Liked by 1 person

    1. Good news that you might not have been impacted. Sadly, I got the message, “you may have been impacted”.

      There are two class action lawsuits already filed, and more will probably come soon.

      I read that about the TOS. The credit monitoring company is a subsidiary of Equifax. Equifax has the exact same clause in their own contract. It is in section 4 of their TOS: http://www.equifax.com/terms/ The credit monitoring company did make a change to their FAQ section of their site to indicate that clause didn’t apply to the incident. Here is the tweet:
      https://twitter.com/AGSchneiderman/status/906235416738705408 and the link to the actual section in the FAQ: https://www.equifaxsecurity2017.com/frequently-asked-questions/ There was no indication that they made the change to the actual TOS though, and since that is the binding contract between the company and end user; I don’t know what to think.

      On top of all this three executives, including the CFO, apparently sold a bunch of stock the day after the company found out about the incident and before the stock price took a tumble.


  2. Sorry to hear that you might have been impacted. Is there any way to tell for sure? Since I don’t have the time to go exploring through the links you listed, can you put the contents in a nutshell and send them out?


    1. When it comes to a persons personal information being stolen/compromised/hacked, I think the only way to know for sure, is when the criminals use the information. This isn’t the first time my information may have been stolen/compromised/hacked and I seriously doubt it will be the last. Nothing online, or stored in a computer database, is secure either through a flaw in the security programming or due to human error.

      My above summary summarized the information found at the links listed.


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