Equifax Cyber Security Incident

On July 29, 2017 Equifax discovered that attackers exploited a U.S. website application vulnerability to gain access from mid-May through July 2017 to certain data files. On September 7, 2017 they announced to the public that a cyber security incident impacting approximately 143 million U.S. consumers occurred.  According to their statement the incident also impacted residents of the UK and Canada.

To put this into perspective the incident impacted approximately 44% of the U.S. population. The information accessed includes:

  • Names
  • Social Security Numbers
  • Birth Dates
  • Addresses
  • Drivers License numbers

In addition some 209,000 consumers had their credit card numbers accessed; as well as some 182,000 had some dispute documentation accessed.

Here is a video statement by the CEO:

The company is offering a year of credit monitoring to consumers, whether or not they were impacted by this incident.

 


Links to sites and more information:

They have also set up a website with their full statement and more information: www.equifaxsecurity2017.com

They have a site where you can enter in your last name, and the last 6 digits of your social security number to see if you may have been impacted:  https://www.equifaxsecurity2017.com/potential-impact/

Here is the link to the FTC page on placing a Fraud Alerts on your account:  https://www.consumer.ftc.gov/articles/0275-place-fraud-alert

 

 

 

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Presidential Wax Statues

Sometime ago a wax museum went out of business and auctioned off their presidential wax statues. John Oliver did an episode about the statues, the other celebrities that purchased a statue; and the five statues he bought.

After John Olivier had a few choice words to say about the wax president that Stephen Colbert purchased this happened:

 

IRS Phone Scam

Lately I have been getting an increased number of IRS Phone Scams. As I mentioned in previous posts the IRS first sends out a letter if there is an issue with your taxes. You can contact the IRS directly to determine if there is an issue with your taxes.  Here is the video from the IRS that discusses these scams:

Here is a video by the Victoria Police Department where they talk to the actual scammers (warning about the language):

Some of the things you can do:

  • Don’t answer the phone if you don’t recognize the number.
  • Hang up immediately.
  • You can report the incident to the Treasury Inspector General for Tax Administration, and the FTC
  • If they send an email: do not reply, do not open attachments, do not click on any link inside the email. You can forward the full email with headers to: phishing@irs.gov.

 


Links:

Sugar Ants

Sugar ants seem to stake out their territory; as much as I stake out mine. Once they find a food source them come out in a dense pack to gobble it all up. Battling them is an ongoing challenge. The other day I put down some maple syrup to get them to go to one spot:

DenseAnts.jpg
Mmmm maple syrup

In a few days I will add a few drops of ant poison. Once the flood of ants slows down I will clean up the area to remove their pathway. It seems to be a good method to combat the sugar ants.

Since ant poison is a poison I only put it in locations where my dog won’t get access.

 


Link:

Ant Conference (https://roseylinn.wordpress.com/2016/11/14/ant-conference)

Post Inspired by:

Lottery

Once again one the Powerball jackpot prize is over $400 million. I’ve noticed that with the higher jackpots two things seem to happen:

  1. More advertisements on TV and radio.
  2. More scams and people trying to sell their “lottery winning systems.”

Here are a few tips to avoid the scams:

  • In order to win a lottery you first have to enter that lottery.
  • Any lottery with an anonymous entry system (like the multi-state ones) won’t have your name and address until you give it to them. You have to go to their offices with your signed winning lottery ticket.
  • When a lottery prize is this large buy the ticket yourself.
  • Don’t waste your money on “lottery winning systems”. Search online for tips. If the person wrote a book, wait until it gets to the library. Or read through the online reviews.

Remember that unlike Poker, BlackJack, or other skill based games; the lottery is based on chance. There is a chance that the numbers on the ticket will match the numbers randomly drawn. The current odds of winning the game are 1 in 292 million. Put another way the odds of winning are: 1/292,000,000 or 3.424e-9 or 0.000000003424%. No matter what “system” is used those are still the odds of one set of numbers winning.

Have you bought a Powerball ticket?

Would you trust someone else to buy and hold the ticket?

 

 

Link:

Board Game (https://roseylinn.wordpress.com/2014/07/31/board-game/)

Lottery Jackpot (https://roseylinn.wordpress.com/2016/01/11/lottery-jackpot/)

Happy Valentines

Happy Valentines Day.  Here is a video done by History about the history of Valentines:

Google created an interactive Valentines Day Google Doodle it can be found here: Doodle Archive.


Links in Article:

Bet You Didn’t Know: Valentines Day | History (https://www.youtube.com/watch?v=neb7dbPW0Sk)

Google Doodle Archive (https://www.google.com/doodles#archive)

Microsoft Scams

In the past few days I have received an increase in these Microsoft Scam phone calls. Again the best thing to do is not answer the phone. The second best is to just hang up on them.

Roseylinns Reflections

With the release of Windows 10 there has been an increase in Windows Scams.  There is a new email scam going around to and the Microsoft Call Center scam calls have increased.  I have noticed that since the release I have gotten two phone calls from the “Microsoft Call Center” in a short time.  Also in the news recently there was an alert about a bogus email claiming that Microsoft was upgrading users to Windows 10 via email.  Anyone who does click on the link in the email can find their computers taken over by the scammers and will be forced to pay a ransom to get it released back to them.

On August 16, 2015 I got another one of those Microsoft Call Center Scam phone calls.  It came in at 9:14 P.M. my time, which puts it 14 minutes outside the allowed call time mandated by the FTC.  The…

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Electoral Voted Presidents

Here is a Ted-Ed talk on how the Electoral College works: (https://www.youtube.com/watch?v=W9H3gvnN468)

Question: How many presidents were elected without winning the popular vote?  And which ones were they?

Answer: Five presidents took office without winning the popular vote. In other words they won the electoral college vote; not the popular vote.

They were:

  1. John Quincy Adams who lost by 44,804 votes to Andrew Jackson in 1824.  John Quincy Adams was elected by the House of Representatives after a tie in the electoral votes.
  2. Rutherford B. Hayes who lost by 264,292 votes to Samuel J. Tilden in 1876
  3. Benjamin Harrison who lost by 95,713 votes to Grover Cleveland in 1888
  4. George W. Bush who lost by 543,816 votes to Al Gore in 2000
  5. Donald Trump who is currently losing by 233,404 votes to Hillary Clinton in 2016